Xero price (October 2026) and how to cancel

Updated · CancelCost
Applies to: Xero US Early, Growing and Established accounting plans bought on xero.com/us.
View official Xero help →Opens an official site in a new tab. Check the destination before signing in.

In the US (as of 2026-10-18), Xero US pricing lists Early at $27/month, Growing at $59/month, and Established at $97/month per organization (excl. tax/add-ons). Cancel in organization Settings → Subscription (Xero Central).

Export reports and bank feeds before you lose access. Uninstalling apps does not cancel.

Subscriber / advisor with billing access required. Downgrades and cancels usually apply at period end - Confirm Central.

Who bills you

Who bills youWhere to cancelOfficial help
Xero organizationSettings → Subscription → CancelXero US pricing
Payroll, expenses, and payment fees can be separate line items.

Current prices

PlanPrice (US)What you get
Early$27/moUS list
Growing$59/moUS list
Established$97/moUS list
Add-ons / payrollConfirm pricingOptional
Advisor / practiceConfirm plansSeparate
Early/Growing/Established dollars verified October 18, 2026 on xero.com/us/pricing-plans.

How to cancel Xero

In Subscription settings

  1. Sign in at login.xero.com with billing access.
  2. Open the organization → Settings → Subscription.
  3. Choose Cancel subscription and confirm.
  4. Export chart of accounts, invoices, and reports first.

How to confirm it worked

You're done when:

  • Subscription shows ending after the period.
  • No new Xero organization charge posts after that.

Source: Xero Central / Subscription settings.

Common problems

  • Only removed one user. Org subscription continues.
  • Left payroll add-on on. Extra fees possible.
  • Advisor canceled the wrong org. Check org switcher.
  • Only deleted the mobile app. Billing continues.

What we checked

Verified on official Xero US pages (October 18, 2026): dollars on pricing plans.

Early vs Growing

Growing removes invoice/bill caps and adds deeper reporting - Confirm matrix.

After cancel

Read-only access windows vary - Confirm Central.

Frequently asked questions

How much is Xero Early?

$27/mo in the US.

How do I cancel?

Settings → Subscription → Cancel.

Does deleting the app cancel it?

No.

Can I export data?

Yes - export before cancel.

Sources checked: Xero US pricing, Xero Central. Verified October 2026.